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Recent Research Papers


Ernst & Young
January 2009

The Cost of Providing Payday Loans in Ontario

United States Government Accountability Office
January 2011

Federal Law Enforcement Uses a Multilayered Approach to Identify Employees in Financial Distress

Office of Fair Trading
June 2010 

Review of High-Cost Credit

The George Washington University - School of Business
January 2009

An Analysis of Consumers’ Use of Payday Loans

Ministry of Small Business and Consumer Services
January 2009 

The Cost of Providing Payday Loans in Ontario

Dartmouth College
October 2008

Payday Loan Rate Cap in Oregon Has Harmed, Not Helped Oregon Households, New Study Circulated by CCRF Suggests

Federal Reserve Bank of NY
November 2007

Payday Holiday: How Households Fare after Payday Credit Bans

Yale University/Dartmouth College
July 25, 2007

Expanding Credit Access: Using Randomized Supply Decisions To Estimate the Impacts

Fordham University School of Law
Copyright 2007

Payday Lending: Do Outrageous Prices Necessarily Mean Outrageous Profits?

University of Michigan - Ross School of Business
November 20, 2006

Payday Lenders: Heroes or Villians?

Indiana Wesleyan University
August 2006

Payday Lending and Public Policy: What Elected Officials Should Know

George Mason Study
July 2008

How Bad are Payday Loans?

FDIC study
June 2005

Payday Lending: Do the Costs Justify the Price?



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