Because some things can’t wait until payday®
We understand that paychecks don’t always stretch. And things like car repairs, higher-than-expected electric bills, or extra groceries, can put a kink in your finances. That’s when a cash advance/short-term loan can come in handy.
Cash advances—also called short-term loans or deferred deposit transactions—can help tide you over until your next payday. Depending upon the law of state where you reside, you can request an advance of $100 to $1,500 and, upon approval, get cash in minutes1. Once your completed loan application is approved, all you have to do in most cases is write us a personal check or authorize us to debit your deposit account electronically (ACH) for the amount of the loan, plus fees2, and we hold your check or refrain from debiting your bank account electronically (ACH) until the loan is due—usually your next payday. The process is fast. It’s easy. And, it’s confidential.
Cash America owns and operates close to 300 stand-alone cash advance locations throughout the United States under the brand names Cashland and Payday Advance. These stores offer a variety of services, including cash advances/short-term loans, check cashing, pre-paid debit cards, money orders, money transfers, tax filing services and the purchase of gold in select locations. In addition, many of our pawnshops offer payday advances, or you can apply for a payday loan online through our subsidiary cashnetusa.com. Cash America is an active member of the Community Financial Services Association, the governing body for an association that promotes responsible lending, and we abide by all of its best practices.
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Valid driver’s license, other state-issued photo ID or military ID |
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Proof of income or recent pay stub or other form showing take-home pay and Social Security number |
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Checkbook with pre-printed checks* |
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Most recent bank statement |
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Valid phone number and proof of street address
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Additional documentation may be necessary.
* Starter checks may be permissible in some states.
Cash advances should be used for short-term financial needs only, not as a long-term financial solution. Customers wth credit difficulties should seek credit counseling. Always use cash advances responsibly.
1. Some restrictions may apply.
2. Rates/fees do not include fees and charges that are not part of the cost of credit, such as returned check charges, late interest (where applicable), etc.
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