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Texas Cash Advance Rates/Fees

Loan Amount $100.00 $300.00 $500.00 $1,000.00 $1,500.00
14 Days APR1 533.42% 533.42% 533.42% 533.39% 533.40%
CAB Fees2 $20.00 $60.00 $100.00 $200.00 $300.00
Interest Charge $0.46 $1.38 $2.30 $4.59 $6.89
Total Loan Amount $120.00 $360.00 $600.00 $1,200.00 $1,800.00
Total Amount Due $120.46 $361.38 $602.30 $1,204.59 $1,806.89


Late Charges & NSF Fees: The Total Amount Due is payable on the due date. If your payment is in default for a period of 10 days or more, you will be charged a late fee in an amount equal to the greater of 5% of the payment amount due or $7.50.  A $30 NSF charge will be applied for any returned payment.


A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. An advance of money obtained through a payday loan and is not intended to meet long-term financial needs. A payday loan  should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

1. The APR is based on a single payment, 14-day term loan.
The APR shown is based on the federal Truth in Lending Act
and does not reflect specialized state APR calculations, if any.

2. Cash America is acting as credit access business (CAB) and is not the lender.  All cash advances to Texas borrowers are made by a third-party lender (each individually, the “Lender”).  Credit approval is subject to the Lender’s credit standards.  Each lender requires certain supporting documentation with each new loan application.  A borrower must retain Cash America Financial Services, Inc. (CAFSI) as a CAB.  A CAB fee will be payable by the borrower to CAFSI in connection with any loan from Lender arranged by CAFSI and accepted by the borrower.

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